Jamie Bunce

834 Otsego Street

Havre De Grace, MD
$ 299,900 Beds 2 Baths 1 Sq 1,728
Monthly Estimate* How much can I afford?

Welcome to this charming single-family rancher in a convenient Havre de Grace location! Situated on a 40' x 160' lot, this home offers comfortable one-level living with a fenced backyard, two-car driveway, and an enclosed rear porchperfect for relaxing, entertaining, or enjoying additional seasonal living space. Recent improvements include a newer roof and HVAC system, providing added peace of mind for the next owner. The fenced backyard offers privacy and space for outdoor activities, gardening, or gatherings. Location is a standout feature! Just four blocks from the waterfront and only one block from Route 40, this home provides easy access to area amenities and commuting routes. Enjoy being close to Historic Downtown Havre de Grace, the waterfront, local festivals, shops, restaurants, parks, and community attractions. A great opportunity to enjoy the convenience, charm, and waterfront lifestyle that Havre de Grace has to offer!

ACTIVE

  • Price
  • $ 299,900
  • City
  • Havre De Grace
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • HARFORD
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.19 Acres
  • Zip
  • 21078
  • Sqr Footage
  • 1,728
  • Year Built
  • 1920
  • Taxes
  • $ 3009
  • Style
  • Ranch/Rambler
  • MLS#
  • MDHR2060408
Listed By: Allen J Fair with BCH Real Estate Specialist - 4109395055;
Data Source: Bright MLS

Features

General

Living Area 1728
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Appliances Oven/Range - Electric
Zoning RB
Architectural Style Ranch/Rambler
Construction Materials Fiber Cement
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 1920
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County HARFORD
New Construction No
Property Type Residential
HOA No
Subdivision Name HISTORIC HAVRE DE GRACE
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 1
Status ACTIVE
Directions i-95 to Havre de Grace Exit 89,Follow to bottom of hill,right on Juniata,right on Otsego. The home sits on the left.
City HAVRE DE GRACE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 8400.00
Tax Assessed Value 198200.0
Tax Annual Amount 3009.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 173.55
Vacation Rental Y/N No
Total SQFT 2112
Standard Status Active
Year Built Source Assessor
Federal Flood Zone 100 year

Interior Features

Heating Fuel Natural Gas
Basement Unfinished
Hot Water Natural Gas
Basement (Y/N) Yes
Heating Y/N Yes
Above Grade Finished Area 1728
Central Air Y/N Yes
Total Bedrooms 2
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 384
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1

Exterior Features

Pool No Pool
Fencing Chain Link,Vinyl
Water Source Public
Total Parking Spaces 2
Type of Parking Driveway,On Street
Foundation Details Block
Water View Y/N No
Lot Size Acres 0.19
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 69800.00
Navigable Water Y/N No
Water Oriented Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Bel Air, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/24/2026 Listed $299,900

Property vs Zip Code Average in 21078

Price
AVG $550K
$300K
Taxes
AVG $4,837
$3,009
Year Built
AVG 1982
1920

In The Neighborhood

Areas That We Cover

834 Otsego Street Havre De Grace, MD is a Single Family Home for sale at $299900 with 1728 sqft and a lot size of 0.19 Acres Acre(s). 834 Otsego Street Havre De Grace has 2 bedrooms, 1 baths and was built in 1920. The property's zip code is 21078 which is in Havre De Grace, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jamie Bunce

Jamie Bunce

443-722-1167

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